Auto Loan Rates as Low as 5.49% APR¹

Learn More

Rates to Reach
Your Goals

High Yield
Checking 4.75% APY ² More Info Disclosures

12-Month
Share Certificate (CD) 3.25% APY ³ More Info Disclosures

2024 + Newer Auto
36-72 Months 5.49% APR ¹ More Info Disclosures

Winning Partnerships On and Off the Court

Did you know: In a recent survey, only 53% of college students felt prepared to manage their money. So Credit Union 1 has partnered with collegiate athletic conferences to provide their student populations with valuable financial education to build a stronger financial future.

Learn More

“Credit Union 1 is a financial coach for the real world, offering students financial wellness tools and convenient 24/7 banking that can help them build a financial future for life beyond college.”

- Jeremiyah Love, Running Back, Notre Dame

Fighting Irish Accounts

Tax Prep Partners

Tax season is here, and Credit Union 1 partners with Love My Credit Union Rewards to save our members money through exclusive, member-only offers from trusted partners. Plus, members can enter for a chance to win $10,000 from Love My Credit Union Rewards.

Get Started

Protect your finances, be aware of current scams.
Learn More

24/7 Banking Access

CU1 wants you to have your money at your fingertips, wherever you go. When you become a member, you can expect a modern experience that makes everyday banking a breeze.

CU1 offers:

A Highly Rated Mobile App
Personalized Digital Dashboard
Advanced Card Controls
Digital Wallets
Online Bill Pay
Easy Digital Transfers

Learn More Register for Digital Banking

Always good service! People are very friendly. Yes, I recommend Credit Union 1.

Posted to

Antonio provided great service today which greatly helped me .

Posted to

Linda is SO helpful, came in very stressed out over banking issues in relation to buying a home while moving from out of state and she was kind and patient, listened to my request and made sure I was taken care of. Left feeling a weight off my shoulders!

Posted to

Taylor, was excellent in performance of banking service and very warm. In and out. Excellent job. Thank you Miranda!

Posted to

Big thanks to Miranda, Taylor ,& Samarie of the Rantoul branch. Five Stars Ladies !!

Posted to

It's Far from me But it's the only out of state sister Bank in Nevada for my Alaska bank .the worker today was Very nice & funny..,,,

Posted to

Nick & Jarrett are a huge help. Nick reached out to me to help with a mobile deposit that I needed to come to the branch & Jarrett was there to help see it through. They made me feel reassured and all went well. I’m super grateful

Posted to

Dria is so amazing and awesome! She always helps me , and is quick and fast! She helped me open a checking account with ease ! Go Dria !! Woooo :)

Posted to

Tiffany @ matteson branch Was exceptionally, helped me understand everything and answered all questions perfectly

Posted to

Excellent customer service and very fast service! 100% satisfaction and same day debit card issued for every customer! #happybanking

Posted to

Dria was the absolute best. She helped me with EVERYTHING I needed. I highly recommend this branch, thank Dria!

Posted to

The staff here are on the ball; I posted that I had driven to the bank twice and found it closed although online it said it was open and no human answered the phone. Within 10 minutes I received a call from the assistant manager to assure me they were open! She gave me her number if I needed to check hours or anything else. Thank you. Pay these employees well!

Posted to

Very excellent! outstanding Work Skeesk was absolutely beautiful Great customer service with a Smile..

Posted to

I had an outstanding experience at this branch thanks to Jarrett Whitehead, the branch manager. He went above and beyond to assist me with an unusual request as a co-op shared account holder. He had to track down my account number, which wasn’t an easy task. Despite it being after hours Jarrett stayed well past closing time to ensure I received my cashiers check. His patience, kindness and positiv... See More

Posted to

Ambria was very helpful with my bankin issues

Posted to

2025 CU1 Amp Pre-Sale Tickets

Members: You’re in! Credit Union 1 members get pre-sale ticket access to select shows at Credit Union 1 Amphitheatre in Tinley Park. Get early access to tickets for 2025 concerts like Rod Stewart, Papa Roach, Pierce the Veil, and more as a perk of your CU1 membership.

Check Availability

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along your knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

Auto Refinancing 101: Rev Up Your Savings

Auto refinancing can be a savvy financial move for car owners who want to save money on their auto loan. Whether you're looking to lower your monthly payments, reduce the amount of interest you pay over the life of the loan, or simply find better member service with a new lender, refinancing your auto loan can help you achieve your goals. In this day and age, every penny counts, and auto refinancing is just one way to put a little extra cash back in your pocket.

What is the Difference Between a HELOC and HELOAN?

Your home is an asset, and its value can help you reach other financial goals sooner. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral.

APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Message and data rates may apply. Check with your mobile carrier for details.

The App Store, Apple Pay, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google LLC.

Payment Portal: You may be required to pay a Convenience Fee for your use of the Online Payment Portal. See further details here.

^1.

Rate discounts are available to qualified borrowers. Ask an employee for details. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 5.49% APR. There is a $49 Processing Fee on all new auto loans (2024 and newer). There is a $124 Processing Fee on all used auto loans (2023 and older).

Best Credit Financing Examples: An Auto Loan of $20,000 at 5.49% APR for a 36-month term would result in a monthly payment of approximately $603.83. An Auto Loan of $20,000 at 5.99% APR for a 84-month term would result in a monthly payment of approximately $292.08. An Auto Loan of $20,000 at 9.49% APR for a 72-month term would result in a monthly payment of approximately $365.39. An Auto Loan of $20,000 at 9.99% APR for a 72-month term would result in a monthly payment of approximately $370.42. An Auto Loan of $20,000 at 10.49% APR for a 60-month term would result in a monthly payment of approximately $429.78.

^2.

APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rate is subject to change without notice. The rate may change after the account is opened and without notice. Dividends calculated using Average Daily Balance. Requirements to earn the current declared High Yield Checking rate on balances up to $10,000: You must (1) be enrolled in digital banking by registering for CU1’s digital banking service and create a password, (2) be enrolled in eStatements for the account in which the High Yield Checking Account is established, (3) have at least 15 CU1 Bill Pay or CU1 Visa® debit card transactions per calendar month (or a combination of the two), excluding ATM transactions, in the High Yield Checking Account, and (4) have minimum aggregate deposits totaling $1,000 deposited into the High Yield Checking per calendar month. Balances over $10,000 will earn 0.01% APY. Transactions that are pending on your High Yield Checking account and have not posted as of the end of the calendar month qualification cycle, will not count as qualifying transaction for that calendar month cycle. If Requirements are not met, balances will earn 0.01% APY. Deposits, bill pay transactions, and/or debit card transactions made to any other account or sub account belonging to the account owner, or any joint owner, will not apply to these High Yield checking requirements.

^3.

APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened.

Auto Loan Rates as Low as 5.49% APR¹

Rates to Reach
Your Goals

Winning Partnerships On and Off the Court

Tax Prep Partners

Protect your finances, be aware of current scams.
Learn More

24/7 Banking Access

2025 CU1 Amp Pre-Sale Tickets

1 Stop Financial Learning

What's the Difference Between a Credit Union and a Bank?

Auto Refinancing 101: Rev Up Your Savings

What is the Difference Between a HELOC and HELOAN?

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More

Bank With Us

Learn

About

Resources

Auto Loan Rates as Low as 5.49% APR1

Rates to ReachYour Goals

Winning Partnerships On and Off the Court

Tax Prep Partners

Protect your finances, be aware of current scams. Learn More

24/7 Banking Access

2025 CU1 Amp Pre-Sale Tickets

1 Stop Financial Learning

What's the Difference Between a Credit Union and a Bank?

Auto Refinancing 101: Rev Up Your Savings

What is the Difference Between a HELOC and HELOAN?

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More

Bank With Us

Learn

About

Resources

Auto Loan Rates as Low as 5.49% APR¹

Rates to Reach
Your Goals

Protect your finances, be aware of current scams.
Learn More