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Checking

Everyday banking, for everyone.

Send money, pay bills, track your budget, and more with one of four checking accounts designed to meet your unique financial needs. CU1 checking accounts are more than spending accounts — they are an easy way to manage your money wisely and back on your schedule, anytime and anywhere.

Free Checking

Our standard checking account, made for members who want to bank anytime, anywhere without hidden fees.

  • Free Digital Banking & Online Bill Pay
  • CU1 Debit Card with Secure Chip Technology
  • No Monthly Maintenance Fees
  • And More!
  • Already a Member? Call Now

High Yield Checking

A checking account that rewards you for everyday banking. Build your balance by earning competitive dividends when you make qualifying transactions each month.

  • Earn 4.75% APY1 on balances up to $10,000 when you make qualifying monthly transactions
  • Free Digital Banking and Online Bill Pay 
  • Get Paid Up to Two Days Sooner with Direct Deposits
  • And More!
  • Already a Member? Call Now

Fighting Irish Program

Become a member of Credit Union 1 through the Fighting Irish Program today, we know you will be happy you did.

Get Details Open an Account

Free Student Checking

A checking account designed to help students ages 13 to 21 learn budgeting, banking, and good financial habits.

Get Details Open an Account

Second Chance Checking4

An account designed to help you make a financial comeback. Start building a brighter financial future one transaction at a time.

Get Details Open an Account

Move Money Easily

Transfer funds within CU1 and to and from your accounts at other financial institutions. Plus, send and receive money with Zelle.®

Pay Bills Quickly

In Digital Banking, pay a one-time bill or set up AutoPay to ensure your important bills always get paid on time.

Spend Securely

CU1 debit cards have chip-technology--plus lock your card anytime with advance card controls in the mobile app.

Courtesy Pay

A discretionary service offered for checking accounts in good standing, Courtesy Pay can cover you in instances where your account gets overdrawn.

Get Paid Sooner

Members with direct deposit at CU1 Checking account get paid up to two days sooner with CU1 Early Pay,2 no special steps required.

Set Up for Savings

Round It Up makes savings a no-brainer by rounding purchases up to the next dollar and sending your change to your savings.

Why Switch?

Everyday banking with Credit Union 1 has never been easier, and we think switching should be too. Once you open your accounts, you can easily switch your direct deposit and automated payments in a few clicks in Digital Banking.

In ten minutes or less, you'll be back up and running.

Bank on the go, and switch on the go. It’s all easier with CU1.

CU1 Cares icon

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More