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CU1 Card Keeper

Take charge of your Debit Cards with CU1 Card Keeper.

Get CU1 Card Keeper, the mobile app that lets you control Debit Card usage and spending on the go. Monitor your accounts with your smartphone and control how, when and where your cards are used.

Download the CU1 Card Keeper App

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CU1 Card Keeper Features

Card Controls

Turn your card on and off instantly.

Control Spending

Set spending limits or specify thresholds by merchant types such as gas, groceries or retail stores. You can also establish these controls by location.

Fraud Protection

Transaction controls that allow your card to work only in specific locations or geographic areas, add another layer of protection. Real-time alerts keep you informed when your card is used or declined.

How to Start Using CU1 Card Keeper

To get started:

  1. Download the CU1 Card Keeper App from the App Store® or on Google Play™
  2. Download the CU1 Mobile App (if you don’t already have it)
  3. Login to the CU1 Mobile App
  4. Select Card Control from the Services Menu
  5. Follow the screen prompts to verify your identity
  6. Add your cards
  7. Once verified, you’re all set to use CU1 Card Keeper!

Additional Benefits

  • Establish transaction controls for:
    • Dollar Amount Limits
    • Merchant Categories
    • Geographic Locations
  • Receive alerts when your cards are used, approved, or exceeds the transaction controls set by you.
  • Stay informed of potential fraud with alerts on attempted and/or declined transactions.
  • Get real-time balances for your accounts.
  • Manage and lock your CU1 Debit Cards on your smartphone.

FAQs

  • No. CU1 Card Keeper is included with your checking account.

  • Yes, you can unsubscribe through the CU1 Card Keeper App via Manage Portfolio. To unsubscribe, uncheck all cards and accounts and tap OK. Or call Credit Union 1 at 800.252.6950. Please note, when unsubscribing from CU1 Card Keeper, all previously set alerts and controls are no longer in effect.

  • Yes. To activate an unsubscribed user, you will register as a new user. You are required to select a new username; if you enter your previous username an error displays. Upon successful registration, you may once again use CU1 Card Keeper.

  • The app automatically logs the user off after 10 minutes of inactivity.

  • Yes. Cardholders can register multiple Credit Union 1 cards within a single CU1 Card Keeper app.

  • There is no limit.

  • If the card number is new, then yes, you must add the new card number to your profile. You may also unmanage the old card by accessing Manage Portfolio.

  • The My Location controls and alerts will check to ensure the merchant location is within a 5-mile radius of the device set as primary within CU1 Card Keeper. These controls impact card present transactions only, therefore internet transactions are not impacted.

  • CU1 Card Keeper ignores location information that is more than 8 hours old. So, if the phone is off for more than 8 hours, My Location controls will not take effect, and the transaction will not be denied on the basis of the old location information.

  • CU1 Card Keeper performs a proximity check at the granularity of Zip code or city, so if the merchant is close to home then the transactions will still go through.

  • The region shows the approximate area where the card can be used; the area must be greater than 5 square miles. CU1 Card Keeper can typically map the transaction down to a ZIP code or city. If the city or ZIP code of the merchant overlaps with the selected region in the map, then the transaction can still go through. There are instances where a merchant location cannot be mapped down to a ZIP code or city, in which case CU1 Card Keeper will default to a state-level match.

  • Yes. International transactions can be blocked using the Block International location control. Transactions will be limited to the United States.

  • No. The location controls are applicable to in-store transactions only.

  • Previously authorized recurrent payments will continue to process and will bypass the CU1 Card Keeper edit checks.

  • CU1 Card Keeper alerts are sent as push notifications to the phone. The alerts also display under Messages in the CU1 Card Keeper app.

  • Yes, the app shows the last 50 card-based transactions posted within the last 30 days.

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