Credit Union 1 members with direct deposit set up to a CU1 Checking or Savings account automatically receive their money up to two days earlier.1 No hoops to jump through or special conditions to meet—it’s a free benefit of banking with CU1.
Our standard checking account, made for members who want to bank anytime, anywhere without hidden fees.
A checking account that rewards you for everyday banking. Build your balance by earning competitive dividends when you make qualifying transactions each month.
Credit Union 1 provides your funds as soon as the payor of your direct deposit—like your employer—provides the deposit information, rather than waiting for it to clear. The timing of how early you receive your payment is dependent on when the payor provides that information to Credit Union 1.
You can easily set up direct deposit in Digital Banking. Log in to Digital Banking and select “Setup Direct Deposit” under Services in the main menu. Then follow the prompts to set up Direct Deposit. If you need further assistance, start a LiveChat or call 800.252.6950.
If you already have direct deposit set up to a CU1 account, you are already receiving the benefit of CU1 Early Pay. You do not have to opt in to get paid sooner—this is an automatic benefit of your CU1 membership.
The timing of how early you receive your payment is dependent on when the payor provides that information to Credit Union 1. We cannot guarantee the timing, but you are always able to monitor when deposits are posted to your account through Credit Union 1’s Digital Banking. You can also set up account alerts in Digital Banking so you are notified as soon as your deposit hits.
Your bank routing number is a 9-digit identification code commonly found at the bottom left corner of a check.
Credit Union 1's routing number is 271188081.