Mortgage Loans

Calculate Your Mortgage Options

Find out how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan.
This calculator is for general education purposes only and is not an illustration of current Credit Union 1 products and offers.

Mortgage Calculator      Request Rate Quote

 

We understand that when it comes to your dreams, one size does not fit all. Our competitive rates and service will exceed your expectations and are the perfect fit for your dreams. Whether for your home buying or refinancing needs, Credit Union 1 offers a wide selection of Mortgage Loan programs so you can find a payment that fits your budget. 

Our Real Estate Specialists will help you find the right Mortgage Loan option. Credit Union 1 has streamlined the home loan process to ensure that your mortgage is closed as quickly and stress-free as possible.

Mortgage Features:​​

 

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Home Purchase

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Home Refinance

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Cash-Out Refinance

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Mortgage Loan Originators

 

Jumbo Mortgage

When home prices scale up, so does your buying power with a Credit Union 1 Jumbo Mortgage Loan.

  • Competitive Fixed & Adjustable Rate programs available
  • Limited to no down payment options available

Apply Online  

Fixed Rate Mortgage

With a Fixed Rate Mortgage, your rate will stay the same throughout the term of the loan.

  • Payments remain the same for the life of the loan
  • Protection from rising interest rates
  • Available in a variety of terms

Apply Online  

FHA

An FHA Loan can help make home ownership possible.

  • Financing up to 96.5% of the home’s value
  • Flexible Qualification Requirements
  • Low Fixed Rate

Apply Online  

VA

Credit Union 1 is proud to offer a special mortgage option for military families.

  • Financing up to 100% of the home’s value
  • No Private Mortgage Insurance (PMI)
  • Available to qualified veterans and their eligible family members

Apply Online  

Adjustable Rate Mortgage (ARM)

Credit Union 1’s Adjustable Rate Mortgage is perfect for purchasers with short-term mortgage goals.

  • Low Introductory Rate
  • Various programs available to meet your life needs
  • Includes low Interest Rate Cap

Apply Online  

Downpayment Plus® Program

Through the Downpayment Plus Program*, up to $10,000 may be available to eligible homebuyers to use towards down payment and closing costs.

Learn More   

TruStage Insurance Agency. Home insurance savings for hard working people.

 

Apple for a Loan in Minutes

Online

A simple, self-service option to open your Mortgage Loan at your convenience.

Apply Online

In Person

Our CU1 team members would be happy to assist you with a loan application and more at the branch closest to you.

Schedule an Appointment

or Find a Location

Over the Phone

Our Member Solutions Specialists are available by phone Monday through Friday, 9:00 am – 6:00 pm CST, and Saturday, 9:00 am – 1:00 pm CST.

Call 800.252.6950

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NMLS# 384759. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum 1st Mortgage Loan amount of $50,000. Jumbo Loans have a minimum loan amount of $726,201. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Message and data rates may apply. Check with your mobile carrier for details.

1The rebate offer is not available where prohibited by state law or in states where this program is not available. Transactions in Alaska and Oklahoma are not eligible for a cashback rebate through this program. In Kansas and Tennessee, you may only receive a gift card. In Mississippi, New Jersey, and Oregon, you may receive a commission credit or seller credit at closing. This program is not available in Iowa or outside the United States. 

2The agent matching service is provided by Blend Realty, a real estate brokerage specializing in home-buying services. Blend Realty and its agents are not affiliated with Credit Union 1.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.
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