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Auto Loans

Get the car you want with terms that fit your finances.

Finance your next car with ease with Credit Union 1 Auto Loans. Credit Union 1 makes the car buying process easy, with highly competitive financing options on a variety of flexible terms. Plus, with a CU1 Auto Loan, you can expect:

  • Rates as low as  5.49% APR1
  • A streamlined preapproval process
  • Dedicated support for all loan questions during your car buying journey
  • Easy loan management through Digital and Mobile Banking

Apply

Start by applying for pre-approval. Credit Union 1’s convenient online application means you can apply for pre-approval on your schedule and get financing options quickly.

Choose

Shop for the right car for you. With your financing in line thanks to Credit Union 1’s pre-approval, you will know how much car you can afford and dealerships will know you are a serious buyer.

Drive

When you are ready to purchase the vehicle, simply reach out to us to finalize the loan documents.

Auto Loan Rates

2023 + Newer Auto
36-72 Months
5.49% APR 1 More Info Disclosures
2023 + Newer Auto
73-84 Months
5.99% APR 1 More Info Disclosures
2017-2022 Auto
36 - 72 Months
9.49% APR 1 More Info Disclosures

Auto Loan Refinancing

Already in a car you love? Unlock new savings by refinancing your current auto loan with Credit Union 1. Refinancing your auto loan can mean lower monthly payments and reduced interest rates that increase your monthly cash flow and savings over the life of your loan. Take control of your finances and drive towards a brighter financial future.

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Drive Away with Extra Cash

Cash-out refinancing2 can turn the equity in your auto loan into funds for your future! With cash-out refinancing, you can put extra cash in your pocket to consolidate debt, pay for a major life event, or handle emergency expenses, while sticking to a monthly payment and interest rate that works for your budget long-term.

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Open an Account in Minutes

Online

A simple, self-service option to open your Auto Loan quickly, at your convenience.

In Person

Our CU1 team members would be happy to assist you with account opening and more at the branch closest to you.

Over the Phone

Our Member Solutions Specialists are available by phone Monday through Friday, 9:00 am – 6:00 pm CST, and Saturday, 9:00 am- 1:00 pm CST.

Additional Coverage

Debt Protection

Financial Protection for the unexpected – protect the ones that matter most. CU1 Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events.

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GAP

Guaranteed Asset Protection (GAP) protects your finances if the value of your vehicle is less than the amount of your car loan.

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Mechanical Repair Coverage (MRC)

Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years.

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Auto Insurance

Receive affordable top-quality protection and enjoy discounted rates combined with online convenience and 24/7 claims service. 

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