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Mortgage Loans

Rates to buy or refinance the home of your dreams.

Credit Union 1 offers a wide selection of mortgage loan programs to help you find a payment that fits your budget and achieve your unique financial goals.

Whether you are exploring a mortgage for a home purchase or refinancing an existing mortgage, our Real Estate Specialists will walk you through CU1’s streamlined home loan process to ensure that your mortgage is closed quickly and efficiently.

Competitive Rates

Credit Union 1 invests back in our members through great rates that accelerate your savings, whether you are just starting out or are an experienced saver.

Fast Turn Times

Ensuring a quicker approval and closing process, allowing homebuyers to secure their loan and finalize their purchase in a shorter time frame.

Easy Digital Mortgage Application

Enjoy the convenience of an online process that allows homebuyers to apply for their mortgage from anywhere, simplifying the application and documentation submission.

What’s Your Home Buying Budget?

Use our Mortgage Calculator to get an estimate of how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan. This calculator is for general education purposes only and is not an illustration of current Credit Union 1 products and offers.

Fixed Rate Mortgage

With a Fixed Rate Mortgage, your rate will stay the same throughout the term of the loan.

  • Payments remain the same for the life of the loan
  • Protection from rising interest rates
  • Available in a variety of terms
Apply Online

FHA

An FHA Loan can help make home ownership possible.

  • Financing up to 96.5% of the home’s value
  • Flexible Qualification Requirements
  • Low Fixed Rate
Apply Online

VA

Credit Union 1 is proud to offer a special mortgage option for military families.

  • Financing up to 100% of the home’s value
  • No Private Mortgage Insurance (PMI)
  • Available to qualified veterans and their eligible family members
Apply Online

Adjustable Rate Mortgage (ARM)

Credit Union 1’s Adjustable Rate Mortgage is perfect for purchasers with short-term mortgage goals.

  • Low Introductory Rate
  • Various programs available to meet your life needs
  • Includes low Interest Rate Cap
Apply Online

Downpayment Plus® Program

Through the Downpayment Plus Program, up to $10,000 may be available to eligible homebuyers to use towards down payment and closing costs.

Learn More

Mortgage Loan Originators

Grace Gumila-Cruz

Mortgage Loan Originator
NMLS #: 308940
630.413.0148
Email Me

Michael Ziccarelli

Mortgage Loan Originator
NMLS # 680839
630.481.7828
Email Me

Violet Laurel

Mortgage Loan Originator
NMLS#: 1741376
725.315.5807
Email Me