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Personal Loans

Consolidate Debt, Simplify Payments: Find the Right Personal Loan for You.

Personal loans offer a range of benefits that make them a versatile financial tool. These loans provide quick access to funds, often within a few days, enabling members to address urgent financial needs promptly. Moreover, their flexibility allows for various uses, whether it's consolidating debt, covering unforeseen expenses, or financing major purchases. 

Secured Loan

With a Secured Loan you can use your money in a Savings or CD with us, as security to borrow at just 3% - 6% above your earnings rate.1

  • Lower Interest Rates
  • Affordable payments.
  • No application fees.

Signature Loans

Signature loans can be used to consolidate debt, fund back-to-school expenses, go on vacation, repair your car, cover unexpected expenses and more. 

  • Rates as low as 12.99% APR2
  • Flexible terms available.
  • No collateral required.

Line of Credit

A line of credit gives borrowers access to a pool of funds they can tap into as needed. The flexibility allows for greater control over borrowing, as you only pay interest on the amount used.

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Student Loans

Get the money you need for school. Student loans from Credit Union 1 in partnership with Sallie Mae® could help!

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24/7 Banking Access

CU1 wants you to have your money at your fingertips, wherever you go. When you become a member, you can expect a modern experience that makes everyday banking a breeze.

CU1 offers:

  • A Highly Rated Mobile App
  • Personalized Digital Dashboard
  • Advanced Card Controls
  • Digital Wallets
  • Online Bill Pay
  • Easy Digital Transfers

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