At Credit Union 1 (“CU1”, “Credit Union”, “we”, “our”, “us”), we respect your privacy and understand the importance of maintaining the security of your personal information. This Online Privacy Policy (“Policy”) only relates to the information we collect online through https://www.creditunion1.org, our online banking platform and mobile banking application (collectively, the “Sites”). We ask that you read this Policy carefully. By using any of the Sites, you consent to this Policy.
This Policy may be revised or modified at any time without notice to you, and any updates to this Policy will be posted on this page with the updated effective date appearing at the top of this page. Your use of the Site(s) following these changes means that you accept the revised Policy.
This statement is in addition to Credit Union 1’s Federal Consumer Privacy Policy, available here (“Federal Privacy Policy”). We’ll use and share any information that we collect from or about you in accordance with that Federal Privacy Policy.
What types of information do we collect about you?
When you visit our Sites, you may be asked to provide information about you that is personally identifiable (“Personal Information”). This may include:
- Your first and last name;
- A home or physical address (including street name or name of a city or town);
- An email address;
- A telephone number;
- A tax identification number; and
- Any other identifier that permits physical or online contact with you.
In addition, we may collect and store the following information about your visit: the internet protocol (“IP”) address from which you access our Site(s); the type of browser and operating system used to access our Site(s); the unique identifier of the device from which you access our Site(s) and other device-identifying technical data; the date and time you access our Site(s); the Internet address of the site from which you linked directly to our Site(s); and the pages you visit and the information you request.
What does Credit Union 1 do with your personal information?
To get more information about how Credit Union 1 protects your personal information and what we can do with your personal information, click here to review our Privacy Notice.
California Residents
State laws and individual companies may give you additional rights to limit sharing. If you are California Resident and wish to know your rights, click here.
How do we use Google Analytics?
We use Google Analytics to better understand how users are visiting and using our Sites. We do not use Google Analytics to track, collect or upload any data that personally identifies an individual (such as name, address, or email address) or other data which can be reasonably linked to such information by Google. We do not receive personally identifiable information about users on our Sites. You may review further information about how Google Analytics collects and processes data and how to control the information sent to Google at “How Google uses information from sites or apps that use our services” at google.com/policies/privacy/partners/.
How do we use Google AdWords?
We also use Google AdWords for online marketing purposes. Google AdWords allows us to advertise our Sites. In the future, we may use Google AdWords for additional features, such as to “remarket’, which means that we are able to reach people who previously visited our Sites. We may also use Google AdWords to reach target audiences based on Google AdWords features. For example, we may use it to reach users based on specific interest categories, similar audiences, or use other types of interest-based advertising and demographic and location targeting. We gather information about users information (such as your name, email address or address) for advertising purposes, and we do not share personally identifiable information with Google.
In conjunction with our use of Google AdWords, Google, or third-party vendors it uses, may show our advertisements on websites across the internet and may use cookies to deliver advertisements to you based on your past visit(s) to our Sites. For more information about cookies, see “What are cookies, and how do we use them?” below.
Analytics, Display Advertising and Interest-Based Advertising Disclosure
Credit Union 1 implements the following Google Analytics features based on Display Advertising:
Re-marketing, Google Display Network Impression Reporting, Google Signals, and Google Analytics Demographics and Interest reporting. We utilize these services to serve more relevant ad experiences across the web based on previous visits to our website.
- We may use Re-marketing with Google Analytics to advertise online, which means third-party vendors, including Google, may show our ads on sites across the Internet.
- Credit Union 1 and third-party vendors, including Google, use first-party cookies such as the Google Analytics cookie) and third-party cookies (such as the AdWords & DoubleClick cookie) together to inform, optimize, and serve ads based on someone's past visits to our website.
- Credit Union 1 and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as a DoubleClick cookie) together to report how our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visit to our site.
- We use data from Google's interest-based advertising or third-party audience data (such as age, gender, and interests) with Google Analytics to serve more relevant ad experiences across the web, based on previous visits to our website.
- We use Google Signals which is an analytics feature provided by Google that enables cross-device reporting and re-marketing. Integrated with Google Analytics, Signals helps us understand how users interact with our website across multiple devices and sessions.
- Using Google Analytics Opt-out Browser Add-on, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads. Alternatively, visitors can opt out of a third-party vendor's use of cookies by visiting DoubleClick's opt-out page or the Network Advertising Initiative opt-out page.
Facebook Re-marketing and Custom Audiences
Third parties may use cookies, web beacons, and similar technologies to collect or receive information from our website and elsewhere on the Internet and use that information to provide measurement services and target ads.
You can opt-out of the collection and use of information for ad targeting. To do so, go to www.aboutads.info/choices and set your data collection and ad preferences.
Third Party Advertisers
Credit Union 1 contracts with partners or additional third-party advertisers to advertise our Sites on sites and mobile apps not affiliated with us. We may use Aggregated and De-identified Data and information provided by you to these third-party sites and mobile apps to select which of our advertisements or offers may appeal to you, display them to you and monitor your responses. Third-party sites and mobile apps are not subject to our Online Privacy Policy. Please visit the individual sites and mobile apps for additional information on their data and privacy practices and opt out policies.
If we choose to add partners or associate with additional third-party advertisers, we may amend our Policy. Any updates to our Policy will be posted on this page and are effective at the time of posting.
What are cookies, and how do we use them?
This website (www.creditunion1.org) “Cookies”. Cookies are small files containing limited data that are created when you access our Sites. Cookies can be accessed by our Sites to enhance your use of our Sites and their functionality. We use cookies to provide you with an improved and more personalized online service. Also, without revealing your identity, cookies help us confirm your identity and help us keep your transactions with us secure when you do your banking online. We also use cookies for various administrative purposes such as maintaining continuity during an online banking session, gathering data about the use of our Sites or monitoring our online promotions. This information helps us inform you about additional products, services or promotions that may be of interest to you.
We do not use or associate personally identifiable information (such as your name, address or email) with cookies, and cookies do not reveal personal information. Cookies are enabled by default to optimize website functionality and customize user experience. Users may elect to set your web browser to inform you when cookies are set or turn off cookies adjusting the appropriate settings on your browser. The USA.gov website, https://www.usa.gov/optout-instructions, provides general instructions on how to opt out of cookies or you may consult the HELP menu of your browser to learn how to turn your cookies off. Opting out or turning off cookies still permits users to access comparable information and services; however, it may take longer to navigate or interact with the website if a user is required to fill out certain information repeatedly.
Some of our business partners or associates (for example, advertisers) may use cookies on our site. However, we have no access to or control over those cookies. In conjunction with our use of Google AdWords (discussed above), Google, or third-party vendors it uses, may show our advertisements on websites across the internet. Google may also use cookies to deliver advertisements to you based on your past visit(s) to our Sites. You may opt out of Google’s use of cookies by visiting Google’s Ad Settings or opt-out of third party vendor’s use of cookies by visiting the Network Advertising Initiative Opt-Out Page. More information about how Google uses cookies is available here and here.
What do we do when your web browser sends a "Do Not Track" signal?
We do not acknowledge “Do Not Track” signals received from a user’s browser. We may still collect information even if you have set your browser to send a “Do Not Track” signal.
How do we protect your information, confidentiality and security?
Credit Union 1 is committed to protecting your personal information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your Personal Information. To review our Federal Privacy Policy, click here.
How can you make sure your information is accurate?
Keeping your account information accurate and updated is very important. If you are a registered online banking user, you may review and maintain your information by logging into the online banking platform and select “Profile” link.
You can also request and/or update your information by visiting a branch or by contacting us at our Member Solutions Team at 800.252.6950.
Children's Online Privacy Protection Act Disclosure
The Children’s Online Privacy Protection Act of 1998 (“COPPA”) restricts the collection, use, or disclosure of Personal Information from and about children under the age of 13 on the internet. CU1 is committed to protecting the online privacy of the children who visit our Sites and complying with COPPA.
In general, our Sites are not directed to children under the age of 13 and we request that children under the age of 13 not provide Personal Information through the Sites. We do not knowingly collect information from children under 13 without parental consent. We may collect information on domain names, dates and times of visits, and number of page views. This information contains no Personal Information and will only be used to continue to improve the overall value of our Sites. Please visit the Federal Trade Commission website www.ftc.gov for more information about COPPA.
Changes:
Credit Union 1 reserves the right to make changes to this policy and its privacy policy at any given time by providing notice to its users on this page. It is strongly recommended to check this page often. If any user objects to any of the changes to this disclaimer and/or the privacy policy, the user may cease using this application and can request that the credit union remove the personal data. Unless stated otherwise, the then current privacy policy applies to all personal data the credit union has about users.
Mobile App Information
Collected Information:
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions). Certain images are collected by our mobile application to display checks in Online Banking. The CU1 app collects and stores Name, Phone Number and Email Address from the phones contact list, to enable Zelle to find other contacts with Zelle already configured, making cash transfers faster and more secure.
Links to other sites
Credit Union 1's website may contain links to other sites that Credit Union 1 does not own or operate. If you click on these links, you will be leaving Credit Union 1's website. Since these links are not under the control of Credit Union 1, we are not responsible for the content, advertisements, claims, materials, products and/or services these sites may try and offer to you. The links are provided as a convenience to the visitors of the credit union's website. The inclusion of any site does not imply the recommendation or endorsement of Credit Union 1. We recommend that you review the privacy and security policy of the linked websites you choose to visit as it may differ from those of Credit Union 1. Your decision to click on and visit these linked websites is at your own risk.
Questions?
Please contact us with questions about this Policy at 800.252.6950 or write us at:
Credit Union 1
450 E. 22nd Street
Suite 250
Lombard, IL 60148
